So I don't have the energy to write any deep thoughts, and I don't want to publish my poetry, so I'll start what I tried to do at the beginning of this year...
an observation a day (or maybe a few a week).

Observation: I can't ever seem to stick to a budget. How do people do it? So today I went through my finances for the last two months and again I was over what I wanted. Rule #1--only spend what you earn. Thank God I have savings, although they should be called spendings. Now that I've attacked my mind and heart, I'm going to attack my pocketbook. I want to stick to a budget.

Who does this regularly out there? How do you do it?